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In recent years, there has been growing awareness about the importance of gap insurance among automotive consumers. As interest rates and car prices continue to rise, more individuals are finding themselves with larger loan balances relative to their vehicle's value. A report by J.D. Power found that nearly 40% of new car buyers finance their purchases, with many carrying loan terms exceeding 72 months. In such scenarios, gap insurance becomes an essential component of a comprehensive financial strategy.

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